The easy way to access your money

Access your money anywhere.
Locally or worldwide, your CWCU Visa Debit Card has you covered:

  • Everyday Local Access: Easily tap into your funds via ATMs and EFTPOS across Australia.
  • Global Convenience: Enjoy the freedom of a card that is accepted internationally.
  • Flexible Bill Payments: Securely pay your bills online or over the phone.


Fast, Secure Contactless Payments

Make Visa payWave your preferred way to pay. For purchases under $100, just tap and go. For amounts over $100, simply tap and enter your PIN.

Please note: Your card has a daily payWave limit of $500 or 20 total transactions. If you hit this cap, just insert your card and use your PIN to keep shopping.

Find your nearest atmx ATM

Do you have a Central West Credit Union card?

Lost or Stolen Cards
If your card is lost, stolen, or missing, please contact us immediately on one of the numbers below:

  • 📞 During Business Hours: Call Head Office on 02 6862 2788.
  • ⏰ After Hours (24/7 Hotline): Call 1800 648 027.
  • ✈️ Overseas Support: Call CUSCAL's 24-hour hotline on +61 2 8299 9101.
Tip: You can also instantly freeze or stop your card at any time via the Cards section of the CWCU Mobile Banking App.

Download the CWCU Banking App
We highly recommend downloading the CWCU Mobile Banking App before you head away—especially if you are travelling overseas. Through the app, you can:
  • ✈️ Notify Us of Your Travel: Let us know your travel dates so we can keep your card active and monitor for genuine overseas transactions.
  • 🔒 Secure Your Card Instantly: Lock, block, or report your card as lost or stolen in seconds, giving you total peace of mind 24/7.