CWCU Target Market Determinations (TMD'S)

This page includes the Target Market Determinations for the financial products issued by CWCU.

What's a Target Market Determination?

A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

Why does CWCU need to have Target Market Determinations?

We're required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This is to make sure we're keeping customers at the centre of our approach to the design and distribution of our financial products. 

Target Market Determinations

Home Loans

Investment Home Loans

Car/Personal Loans

Continuing Credit

Deposit Accounts

Term Deposits

Debit Cards

Informal Overdrafts