Building or

So Much To
Smile About

Home Loans For You

Forbes Residents please note the relocation of our Forbes Branch office to a new location at 151a Lachlan Street (Findex Building), Forbes

Member Cheque and Corporate Cheque Facility to be Withdrawn
On the 31st December 2023 our Member Cheque and Corporate Cheque Facilities will be withdrawn. Members who currently draw cheques will need to use alternate payment arrangements. Please contact your nearest branch well before the 31st December 2023 to discuss alternate payment options.

Our Most Popular Services

Distance is no barrier

Sometimes getting to a branch is tricky. That’s why we have a Mobile Relationship Officer who comes right to your doorstep.

Your money goes with you

Create a digital wallet using our range of online services so you can access your money anytime, anywhere.

Home loans tailored to fit

Find your place to call home with our loan specialists, who will be by your side from the start to finish.

Are you ready to go paperless?

A brand new way to view your account information, and it’s all online. It's only takes three easy steps.

Making business easy and save time

Reduce the amount of manual work involved with your bookkeeping with CWCU and Xero's direct feeds.

Wanting to know our interest rates?

You can find all information on CWCU comparative interest rates in one place.

Members News

From the 1st November 2023 members will enjoy a greater number of Free EFTPOS transactions per month as part of their Member Rewards. The revised number is as follows:

Total Balance $0- <$3k $3k - <$20k $20k - <$50k $50k +
EFTPOS Transactions* 12 20 25 Unlimited

Note: refer to the Schedule of Fees, Charges & Transaction Limits for full terms and conditions.

* Members under the age of 21 are exempt from EFTPOS transaction fees.

Too many decisions?

We want to make Home Loans easy to understand. Let us call you and save the fuss.

Get Your Savings in Order With Us

Everyday Banking


  • No minimum deposit
  • Flexibility in banking
  • Get started now
Get started today
Grow your future

Investment Savings

  • Competitive rates
  • Tiered interest structure
  • $200 minimum deposit
Get started today
Save online

eAccess Saver

  • Interest paid monthly
  • No penalty for withdrawal
  • Phone and Online only
Get started today

Are you protecting your personal information?

Find out how you can keep your banking details safe

What our customers say

Love Central West Credit Union.


Over 12 years, CWCU has helped me purchase a home, construct a commercial building and establish store in Wagga.


Belonging to the credit union feels safe. I have a knowledge they take it as more than just a job.


We are
community proud

Proudly Local Just Like You

Our communities are great places to live and work. We support the local organisations that make our communities unique.
200 +

Meals on Wheels delivered





$ 30 K

Community Support Annually

25 +

Ways to Bank With Us