Making banking
easier for you

Learn more about our digital banking

Building or

Speak to a local lending specialist today

Distance is no barrier

Sometimes getting to a branch is tricky. That’s why we have a Mobile Relationship Officer who comes right to your doorstep.

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Your money goes with you

Create a digital wallet using our range of online services so you can access your money anytime, anywhere.

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Home loans tailored to fit

Find your place to call home with our loan specialists, who will be by your side from the start to finish.

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Are you ready to go paperless?

A brand new way to view your account information, and it’s all online. It's only takes three easy steps.

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Making business easy and save time

Reduce the amount of manual work involved with your bookkeeping with CWCU and Xero's direct feeds.

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Wanting to know our interest rates?

You can find all information on CWCU comparative interest rates in one place.

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Members News

Notice of Annual General Meeting

Advance Notice is given that the 58th Annual General Meeting of Central West Credit Union Ltd (ABN 67 087 649 885) will be held at the office of Central West Credit Union, 269 Clarinda Street, Parkes NSW, on Wednesday 20th November 2024 at 6.00pm.

 Election of Directors

Nominations for election to the Credit Union's Board of Directors open on Monday 15th July 2024 and close at 5.00 pm on Monday 5th August 2024.

For more information and to obtain the full notice, please click on the "Read More" button below.

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Too many decisions?

We want to make Home Loans easy to understand. Let us call you and save the fuss.

Get your savings in order with us

Everyday Banking


  • No minimum deposit
  • Flexibility in banking
  • Get started now
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Grow your future

Investment Savings

  • Competitive rates
  • Tiered interest structure
  • $200 minimum deposit
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Save online

eAccess Saver

  • Interest paid monthly
  • No penalty for withdrawal
  • Phone and Online only
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Competitive loan options

Lending Specialists

  • Car, home, refinance, pre-approvals
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Are you protecting your personal information?

Find out how you can keep your banking details safe

What our customers say

CWCU have restored my faith in banking - we have closed all other accounts


Love Central West Credit Union.


The CWCU team and service is a rare breed


Over 12 years, CWCU has helped me purchase a home, construct a commercial building and establish store in Wagga.


Just lovely, great at directing us and supporting what we need. As strong in business as they are in personal banking


Local is so important


Belonging to the credit union feels safe. I have a knowledge they take it as more than just a job.


Service and support is excellent - my card was hacked and the team proactively alerted me and helped me navigate what was a very stressful situation. I cannot thank or praise them enough


Online banking and the app works well for me, it just took some time to get my head around it. We have transitioned now and everything is working well


The team and the service they provide - they have only ever been helpful


I moved over from SGB because I wanted to work with a local bank


The team are all so great - I appreciate that they truly care. I have called after hours and even then have been answered and supported and not made to feel like a nuisance. This is really wonderful in the current climate and times!!


We are Community Proud

Our communities are great places to live and work. We support the local organisations that make our communities unique.

200 +

Meals on Wheels delivered





$ 30 K

Community Support Annually

25 +

Ways to Bank With Us