Our new Internet Banking is here!

Get ready for a fresh, new and improved experience that will make managing your finances easier and safer than ever before.

Building or
Renovating?

Speak to a local lending specialist today

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Our Most Popular Services

Distance is no barrier

Sometimes getting to a branch is tricky. That’s why we have a Mobile Relationship Officer who comes right to your doorstep.

Your money goes with you

Create a digital wallet using our range of online services so you can access your money anytime, anywhere.

Home loans tailored to fit

Find your place to call home with our loan specialists, who will be by your side from the start to finish.

Are you ready to go paperless?

A brand new way to view your account information, and it’s all online. It's only takes three easy steps.

Making business easy and save time

Reduce the amount of manual work involved with your bookkeeping with CWCU and Xero's direct feeds.

Wanting to know our interest rates?

You can find all information on CWCU comparative interest rates in one place.

Member News

Changes to the Apple Wallet for newly provisioned cards.

Due to expectations issued by the RBA for mobile wallet providers to support Merchant Choice Routing, Apple has implemented changes to their Digital Wallet which may affect CWCU customers.

These changes will only affect customers who provision a Visa card on an eligible Apple device running the latest Apple update of iOS 18 or above.

This change means affected customers will no longer have the option to select their preferred payment network (Visa/EFTPOS) when making purchases in-store. Instead, with Merchant Choice Routing, the merchant will choose which network to route the transactions.

Those who have provisioned a CWCU Visa card in their Apple Wallet before upgrading to iOS 18 will not be affected by this change.

Too many decisions?

We want to make Home Loans easy to understand. Let us call you and save the fuss.

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Latest News

Notice of 2024 Annual General Meeting

1 October, 2024

Scams Awareness Week

6 September, 2024

Be Scam-Smart: 10 tips for a safe tax season

21 June, 2024

Get your savings in order with us

Everyday Banking

on-call

No minimum deposit
Flexibility in banking
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Investment Savings

Competitive rates
Tiered interest structure
$200 minimum deposit

eAccess Saver

Interest paid monthly
No penalty for withdrawal
Phone and Online only

Lending Specialists

Car, home, refinance, pre-approvals

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What our customers say

CWCU have restored my faith in banking - we have closed all other accounts

Andrew

Love Central West Credit Union.

Rhiannon

Service and support is excellent - my card was hacked and the team proactively alerted me and helped me navigate what was a very stressful situation. I cannot thank or praise them enough

Robyn

The team and the service they provide - they have only ever been helpful

Cameron

The CWCU team and service is a rare breed

Janet

Online banking and the app works well for me, it just took some time to get my head around it. We have transitioned now and everything is working well

Michael

Just lovely, great at directing us and supporting what we need. As strong in business as they are in personal banking

Kim

I moved over from SGB because I wanted to work with a local bank

Elena

The team are all so great - I appreciate that they truly care. I have called after hours and even then have been answered and supported and not made to feel like a nuisance. This is really wonderful in the current climate and times!!

Kerry

Over 12 years, CWCU has helped me purchase a home, construct a commercial building and establish store in Wagga.

Steve

Belonging to the credit union feels safe. I have a knowledge they take it as more than just a job.

Karen

Local is so important

Valerie

We are Community Proud

Our communities are great places to live and work. We support the local organisations that make our communities unique.

200 +

Meals on Wheels delivered

9674

Members

Staff

$ 30 K

Community Support Annually

25 +