Building or

So Much To
Smile About

Home Loans For You

Our Most Popular Services

Distance is no barrier

Sometimes getting to a branch is tricky. That’s why we have a Mobile Relationship Officer who comes right to your doorstep.

Your money goes with you

Create a digital wallet using our range of online services so you can access your money anytime, anywhere.

Home loans tailored to fit

Find your place to call home with our loan specialists, who will be by your side from the start to finish.

Are you ready to go paperless?

A brand new way to view your account information, and it’s all online. It's only takes three easy steps.

Making business easy and save time

Reduce the amount of manual work involved with your bookkeeping with CWCU and Xero's direct feeds.

Wanting to know our interest rates?

You can find all information on CWCU comparative interest rates in one place.

Members News

Important Notice - Telephone Banking

Members please note that we will be no longer offering the Rediphone Service from the 31st May 2024.

The developer of this facility has advised that the system is not viable to continue. We invite Members to use our Internet Banking and/or Mobile App services for all their remote banking needs.

Should you need assistance with moving from the Rediphone service to Internet/Mobile Banking, Please contact your nearest branch for assistance.

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Too many decisions?

We want to make Home Loans easy to understand. Let us call you and save the fuss.

Get Your Savings in Order With Us

Everyday Banking


  • No minimum deposit
  • Flexibility in banking
  • Get started now
Get started today
Grow your future

Investment Savings

  • Competitive rates
  • Tiered interest structure
  • $200 minimum deposit
Get started today
Save online

eAccess Saver

  • Interest paid monthly
  • No penalty for withdrawal
  • Phone and Online only
Get started today

Are you protecting your personal information?

Find out how you can keep your banking details safe

What our customers say

Belonging to the credit union feels safe. I have a knowledge they take it as more than just a job.


Love Central West Credit Union.


Over 12 years, CWCU has helped me purchase a home, construct a commercial building and establish store in Wagga.


We are
community proud

Proudly Local Just Like You

Our communities are great places to live and work. We support the local organisations that make our communities unique.
200 +

Meals on Wheels delivered





$ 30 K

Community Support Annually

25 +

Ways to Bank With Us