Special 2 year Fixed Rate Smart Home Loan (Minimum $250,000 new money) (from 9 September 2024) |
5.69e |
6.83 (For a typical loan of $150,000 over 25 years) |
Special 2 year Fixed Rate Smart Investment Home Loan (Minimum $250,000 new money) (from 9 September 2024) |
5.69e |
6.83 (For a typical loan of $150,000 over 25 years) |
Premium Smart Home Loan (Minimum $150,000 new money) |
6.29 |
6.33 (For a typical loan of $150,000 over 25 years) |
Minimiser Home Loan (Minimum $100,000) |
6.99 |
7.07 (For a typical loan of $150,000 over 25 years) |
Smart Home Loan (Minimum $10,000) |
7.50 |
7.56 (For a typical loan of $150,000 over 25 years) |
Smart Investment Home Loan (Minimum $10,000) |
7.81
|
7.87 (For a typical loan of $150,000 over 25 years) |
Fixed Rate Smart Investment Home Loan (Minimum $75,000) (from 20th November 2023) |
1 Year - 6.49a |
7.73 (For a typical loan of $150,000 over 25 years) |
2 Years - 6.49a |
7.60 (For a typical loan of $150,000 over 25 years) |
Fixed Rate Smart Home Loan (Minimum $75,000) (from 20th November 2023) |
1 Year - 6.29b |
7.48 (For a typical loan of $150,000 over 25 years) |
2 Years - 6.09b |
7.38(For a typical loan of $150,000 over 25 years) |
Investment Property Loan (non Residential)
|
8.05 |
8.13 (For a typical loan of $150,000 over 25 years) |
Set-Off Loan
|
7.50 |
7.71 (For a typical secured loan of $30,000 over 5 years) |
Mortgage Equity Loan
|
8.10
|
9.52 (For a typical secured loan of $30,000 over 5 years) |
Classic Car Loan
For a typical secured loan for $30,000 over 5 years
a) Secured by a New vehicle
b) Secured by a vehicle no more than 5 years old.
c) Secured by a vehicle over 5 & < 10 years old.
|
8.15
8.30
9.99
|
8.38 (For a typical secured loan of $30,000 over 5 years)
8.53 (For a typical secured loan of $30,000 over 5 years)
10.21 (For a typical secured loan of $30,000 over 5 years)
|
Premium Personal Loan (Minimum $10,000) |
9.99
|
11.02 (For a typical unsecured loan of $10,000 over 3 years)
|
Personal Loan
|
10.99 |
12.02 (For a typical unsecured loan of $10,000 over 3 years) |
Overdrafts
Smart Plus (Secured by Mortgage over residential property)
|
7.95
|
Smart (Unsecured - only available with a Smart Home Loan)
|
9.70
|
Visa Access c
|
12.75
|
Unsecured d
|
12.75
|
|
Business Lending
Business Loan (Secured) Base rate plus a margin will apply depending on security
|
8.10
|
Business Loan (Unsecured)
|
11.95
|
Business Car Loans - Rates are the same as for Personal Classic Car Loans detailed above
|
|
Business Smart Overdraft (Secured) Base Rate plus a Margin will apply, depending on security
|
8.10
|
Business Smart Overdraft (Unsecured) d
|
11.99
|
|