Central West Credit Union

First Home Buyer? We've got Home Loans to Suit You

At CWCU, we put you first.

Applying for your first home loan can be daunting. When you apply for a loan with us as a first home buyer, we don’t just look at the numbers. We look at your situation, find out about your goals - and take everything into account.

As a Customer Owned Banking Institution, we offer competitive products to those of the banks, with a service that is focused on our customers - not dividends to shareholders.

We are connected to our communities and we strive to provide the best service for our people.

It’s fast, easy banking, on the go!

Loans for first home buyers

Your first home loan should be simple and flexible. Whether you want stability with your repayments or room to be flexible - we have loans to suit first home buyers.

Great Deals

Our lending staff will meet you with you via phone or online and explain the process. We can work with you to come to an arrangement that meets your goals.

Low Rates, Bonus Features

We have just dropped our interest rates to the lowest ever. We have various loans to choose from. Some come with a free redraw facility, others have interest offset - and some have both!

Great Deals

We have loans to meet the needs of first home buyers. Our products are personalised! We can tailor your loan package to suit you.

Our Services

Our customers come from far and wide to experience the CWCU difference.

We can provide our sensational service to anyone, anywhere. It’s not an issue if you don’t live near a branch! There are several options available for you to do your banking and work with our team.


Because at CWCU, you can bank whenever, wherever.

Consider us for your first home loan!

Get in touch

Contact our team to discuss your loan options today.

There are several ways you can do this:

Call our Head Office on 6862 2788 contact our Mobile Relationship Officer on 0459 822 788.

Email us on [email protected]

We can provide service over the phone if you’re not located near a branch. Or you might like to make an appointment with our Mobile Relationship Officer, if you’re in the Central West.

Apply online - you can give us your details to get the ball rolling online. A team member will get in touch about the best way to move forward.

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