Are you ready for new wheels?

29 March, 2018

Is it time to upgrade your trusty old set of wheels? Or maybe you’re ready to buy your first car! Either way, it is an exciting milestone.

There are a couple of things you can do to ensure you’re ready to make this commitment. CWCU has put together some things you can do to get your ducks in a row and have a stress free car shopping experience!


Decide on a budget

Do you have the cash upfront? Will you need to borrow? If yes, how much can you afford in repayments?

Lay it all out from the get go, so you can begin your search with a framework to follow.

If you plan to take out a loan, it’s a good idea to research your finance options. Once you’ve narrowed it down, make the effort to talk face to face to people, see if you can arrange a better deal for yourself.

CWCU puts you closer to the decision maker and helps you cut through the administration of applying for finance. Give us a call about our car loans today - or head into your local branch for more information!


New or second hand?

Both definitely have their merits. A brand new car will always make you feel very sleek and special - but it can also be strategic. Many people choose to buy new, and when it reaches a specific amount of kilometers on the speedometer, turn the car over for a good resale value, and are able to go ahead and purchase another car with a handy amount of cash from their sale.

Others, believe a brand new car is not necessary, as the value of the vehicle is always going to depreciate. Not to mention it’s much more affordable to go second hand! These people will often choose the cheaper option, drive it until it meets its end, then start from scratch again.

It also depends on what you’re using your car for. Are you in a long distance relationship? Do you travel for work? If you’re going to be covering long distances you’re going to want something reliable. On the other hand, if you’re just travelling a short distance each day, dependability may not be so high up on your list.


Do your research!

Buying a car is such a personal thing! Each brand has strengths, with different modifications, inclusions and styles. Some are notoriously durable, others are known for their gadgets and features and of course there’s the ‘power’ factor.

Have a good think about your needs and wants, your must haves and deal breakers and narrow down your search. This will save you a great deal of time, which is valuable!



Buying a new car is a big investment. We need to protect our investments, and ourselves!

Unfortunately, road accidents do happen, to even the safest of drivers. Motor Vehicle Insurance is a must and CWCU has a several levels of cover, with something to suit everyone.

It also comes with important features, like pay-by-the-month options at no extra charge and the ability to choose your excess.

Give us a call or stop into a branch to chat to our friendly staff if you’re interested.

Check out our car loans

Want to save the fuss? Register your interest in a car loan with and we will give you a call.