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The following Central West Credit Union Loan Application Form can be submitted to us electronically once all relevant details have been filled in.

But before completing your application online, please ensure that each person applying for the loan reviews the following important information:

Step 1. Please take a moment to review important information about your privacy:

Click the following link to view important information about your privacy: 

Privacy Statement (17 KB)

Step 2. Each person applying for the loan must provide the following consents:

Credit Reporting Consent Please read carefully before accepting. I agree to the Credit Union checking personal information about me with any credit provider named in my credit application, and with other credit providers that may be named in a credit report issued by a reporting agency, for any of the following purposes: - to assess my creditworthiness; - to assess an application by me for credit - to help me avoid defaulting on my credit obligations; - to notify a default by me; - the collection of overdue payments. I understand that this information can include any information about my credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give or receive from each other under the Privacy Act 1988. For the purpose of assessing my application for consumer credit, I consent to the Credit Union obtaining a report containing information about my commercial activities or commercial credit worthiness, from a business which provides information about the commercial credit worthiness of persons. If my application is for commercial credit, I consent to the Credit Union, in order to assess my application, obtaining from a credit reporting agency a credit report about me containing consumer credit information.

Each person applying for the loan gives the above Credit Reporting Consents

Required Information

To assist with fast processing of your loan application, the following information needs to be supplied, when you submit you completed loan application .

Confirmation of Income

Salaried Employees

• Two payslips not more than one month old OR
• A letter from your employer, stating your gross and net income, plus the commencing date, if you started after the last financial year

Self Employed Applicants

• The last two years financial figures including balance sheet, trading results, profit and loss and personal tax returns plus ATO Notice of Assessment

Centrelink Receipients

• A copy of your Bank statement for the past three months OR
• A letter from Centrelink detailing current benefits

Rentals

• Copy of lease or the latest statement from you Real Estate Agent OR
• A letter from a Real Estate Agent, stating what the property could be rented for if the property is not already leased.

Confirmation of Liabilities

Loans
Copy of current statement showing balance and instalment

Credit/Charge Cards
Copy of latest statement

Rent
Copy of Lease Agreement or current rent receipt

Please ensure that the loan application is carefully completed, including the section on Loan Protection Insurances. If you require information and /or a premium estimate on the insurance, please feel free to call your nearest Central West Credit Union office. You should obtain a Product Disclosure Statement and consider it before acquiring this product. If your application is lodged with insufficient information you may experience delays in obtaining a decision.

Fees and Charges, Terms and Conditions apply to all Products and are available on request.